Howard quickly pawns the ring, placing a six-way parlay with his bookie on Garnett playing extraordinarily well, which he does. Howard reluctantly agrees, taking Garnett's 2008 NBA Championship ring as collateral. He shows the opal to Garnett, who is entranced by the stone and insists on holding onto it for luck at his game that night. Howard receives a smuggled rare black opal he purchased from Ethiopian Jewish miners which he believes is worth over $1 million. Howard's business associate Demany brings basketball star Kevin Garnett to KMH.

Howard's domestic life is split between his children and wife Dinah, who plans to divorce him after Passover, and his girlfriend Julia, a KMH employee.

A gambling addict, he struggles to pay off his debts, which includes $100,000 he owes to Arno, his loan shark brother-in-law. In 2012, Howard Ratner runs the KMH jewelry store in New York City's Diamond District. The film was chosen by the National Board of Review as one of the top ten films of 2019. Uncut Gems received widespread critical acclaim, especially for Sandler's performance, which several reviewers described as the best of his career. A24 gave it a limited release in the United States on December 13, 2019, and a wide release on December 25. The film premiered at the 46th Telluride Film Festival on August 30, 2019. The original score was composed by Daniel Lopatin. Filming took place from September to November 2018.

The film tells the story of Howard Ratner (Sandler), a Jewish-American jeweler and gambling addict in New York City's Diamond District, who must retrieve an expensive gem he purchased in order to pay off his debts. It stars Adam Sandler, LaKeith Stanfield, Julia Fox, Kevin Garnett, Idina Menzel, and Eric Bogosian. Uncut Gems is a 2019 American crime thriller film directed by Josh and Benny Safdie, who co-wrote the screenplay with Ronald Bronstein.

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